Learn How To Get Rent to Own Homes Assistance And More Benefits & Resources

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Get the Free Guide, Your Rent to Own Homes Assistance & Additional Benefits

Our free guide helps by providing you with information about applying for benefits.

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If you're concerned housing and are considering Rent to Own Homes, you’re in the right place. That’s what this web site is all about.

At FindAssistanceNow.com our goal is to match you with the help you need. We help those who need benefits by matching you with the information and providers of the help and information that you need. Whether it's making sense of FAFSA and student loans, finding out how to apply, get help paying for school, finding additional loans, we match you with the resources you need.

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How Rent to Own Homes Works

f you’re like most homebuyers, you’ll need a mortgage to finance the purchase of a new house. To qualify, you must have a good credit score and cash for a down payment. Without these, the traditional route to homeownership may not be an option.

There is an alternative, however: a rent-to-own agreement, in which you rent a home for a certain amount of time, with the option to buy it before the lease expires. Rent-to-own agreements consist of two parts: a standard lease agreement and an option to buy.

Here’s a rundown of what to watch for and how the rent-to-own process works. It's more complicated than renting, and you'll need to take extra precautions to protect your interests. Doing so will help you figure out whether the deal is a good choice if you're looking to buy a home.

Key Points

  • A rent-to-own agreement is a deal in which you commit to renting a property for a specific period of time, with the option of buying it before the lease runs out.

  • Rent-to-own agreements include a standard lease agreement and also an option to buy the property at a later time.

  • Lease-option contracts give you the right to buy the home when the lease expires, while lease-purchase contracts require you to buy it.

  • You pay rent throughout the lease, and in some cases, a percentage of the payment is applied to the purchase price.

  • With some rent-to-own contracts, you may have to maintain the property and pay for repairs.

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